Authorized retailer with eligible carriers
New phones on 0% financing.
Get a new iPhone, Galaxy or Pixel and pay over 24 months at 0% on approved credit, with a postpaid plan from select Canadian carriers.
- No contract On every prepaid plan
- eSIM ready Set up on your phone
- 0% device financing On approved credit
- Fast delivery Or activate by eSIM
New phones, $0 down
0% financing over 24 months on approved credit. Available with select Canadian carriers.
Phone
Apple
iPhone 18 Pro
From $43.71/mowith an eligible plan
Phone
Apple
iPhone 17e
From $42.79/mowith an eligible plan
Phone
Apple
iPhone 17
From $38.96/mowith an eligible plan
Phone
Apple
iPhone Air
From $48/mowith an eligible plan
Phone
Apple
iPhone 17 Pro
From $37/mowith an eligible plan
Phone
Samsung
Galaxy S25 FE
From $14.54/mowith an eligible plan
Phone
Samsung
Galaxy S25
From $10/mowith an eligible plan
Phone
Google
Pixel 11
From $14.17/mowith an eligible plan
Phone
Google
Pixel 11 Pro
From $17.46/mowith an eligible plan
Phone
Google
Pixel 10
From $0/mowith an eligible plan
No phones match this filter.
Want to pay even less?
Get a certified refurbished phone + prepaid plan.
How it works
- 1
Pick a phone, payment option and plan.
- 2
Send the form. We schedule a call at a time that works for you.
- 3
Once the carrier approves your account, your new phone and SIM are delivered, set up and ready.
Device financing and plans are subject to approval by, and the terms of, the selected carrier, including a credit check. 0% financing is on approved credit. Prices and availability can change.
How phone financing works
Phone financing spreads the cost of a new phone over 24 monthly payments with no interest, on approved credit. Taxes are due upfront, and the monthly payment is added to your postpaid plan bill.
Financing comes with a postpaid plan from select Canadian carriers and is subject to the carrier's approval and terms, including a credit check. Pick a phone, choose the model, storage and colour, and we call you to finish the setup.
Phones you can get on financing
| Phone | Models | Storage | Monthly price |
|---|---|---|---|
| iPhone 18 Pro | iPhone 18 Pro, iPhone 18 Pro Max | 256GB, 512GB, 1TB, 2TB | From $43.71/mo |
| iPhone 17e | iPhone 17e | 256GB, 512GB | From $42.79/mo |
| iPhone 17 | iPhone 17 | 256GB, 512GB | From $38.96/mo |
| iPhone Air | iPhone Air | 256GB, 512GB, 1TB | From $48/mo |
| iPhone 17 Pro | iPhone 17 Pro, iPhone 17 Pro Max | 256GB, 512GB, 1TB, 2TB | From $37/mo |
| Galaxy S26 Ultra | Galaxy S26 Ultra | 256GB, 512GB, 1TB | From $30/mo |
| Galaxy S26 | Galaxy S26, Galaxy S26+ | 256GB, 512GB | From $10/mo |
| Galaxy S25 FE | Galaxy S25 FE | 128GB | From $14.54/mo |
| Galaxy S25 | Galaxy S25 | 128GB | From $10/mo |
| Pixel 11 | Pixel 11 | 256GB, 512GB | From $14.17/mo |
| Pixel 11 Pro | Pixel 11 Pro, Pixel 11 Pro XL | 256GB, 512GB, 1TB | From $17.46/mo |
| Pixel 10 | Pixel 10, Pixel 10 Pro | 128GB | From $44.88/mo |
Monthly prices are for 24 months at 0% on approved credit, before taxes, with an eligible postpaid plan. Open a phone for every model, storage size and colour. Prices and availability can change.
Who financing is for
You want the newest model
Financing is the way to get the latest iPhone, Galaxy or Pixel without paying the full price on day one.
You want a predictable bill
Your phone payment and your plan are on one monthly bill, with no interest on the phone.
You want the lowest total cost
Then a certified pre-owned phone is usually the better deal: you pay once, there is no credit check, and you save $25 with an eligible prepaid plan.
Financing a new phone vs buying refurbished
| Compare | New phone on financing | Refurbished SmartSource phone |
|---|---|---|
| What you pay upfront | Taxes, then monthly payments | The phone price, once |
| Credit check | Yes, on approved credit | No |
| Plan | Postpaid plan with select carriers | Any compatible plan. Save $25 with an eligible prepaid plan |
| Phone | New, latest models | Certified pre-owned, unlocked |
| Best for | The newest phone, paid monthly | The lowest total cost |
Some phones offer a return option: return the device in good working condition at the end of your term to get the lowest monthly price. If you keep it, the remaining balance becomes due. We explain the details for your phone on the call.
Questions, answered
How does 0% device financing work?
You pay the device cost in equal monthly payments over 24 months with no interest, on approved credit. Taxes are due upfront. The monthly payment is added to your plan bill.
Is there a credit check?
No credit check on prepaid. Device financing on postpaid is on approved credit.
Which carriers are your postpaid plans with?
Available with select Canadian carriers. We'll go over options on your call.
How do I get my SIM or phone?
We ship your SIM or phone to you, or you can activate by eSIM. Either way, there's nowhere you need to go.
Prepaid vs postpaid: which is right for me?
Prepaid has no contract and no credit check: you pay before each period and can change plans anytime. Postpaid bills you monthly and lets you add a new phone with 0% financing on approved credit. If you already have a phone you like, prepaid usually costs less.
Which phones can I get on financing?
The iPhone, Samsung Galaxy and Google Pixel models listed in the table above. Open a phone to see every model, storage size, colour and monthly price.
Do I need a postpaid plan to finance a phone?
Yes. Financing comes with a postpaid plan from select Canadian carriers, and the monthly phone payment is added to your plan bill.
Can I return the phone at the end of the term?
Some phones offer a return option. Return the device in good working condition at the end of your term to get the lowest monthly price, or keep it and pay the remaining balance. We go over it on your call.
Is a refurbished phone a better deal than financing?
If you want the lowest total cost and no credit check, usually yes: a certified pre-owned phone is paid once and works with any compatible plan. If you want the newest model and prefer monthly payments, financing makes more sense.
Not sure which plan fits?
Fill out a quick form and we'll call you.