How-to
How Much Is an iPhone per Month in Canada? Every Model, Priced
Every iPhone 17 and 18 model by monthly price, on 0% over 24 months with $0 down. Plus the total with a plan, and when refurbished wins.
A new iPhone costs from $37 a month in Canada on 0% financing over 24 months, with $0 down on approved credit. That is the iPhone 17 Pro 256GB. The iPhone 17 is $38.96 a month, the iPhone 17e $42.79, the iPhone 18 Pro $43.71 and the iPhone Air $48. Add a postpaid plan from $90 a month, so the total starts at $127 to $138 a month, before tax.
The short answer
- Lowest monthly iPhone: iPhone 17 Pro 256GB at $37/mo. Yes, the Pro costs less per month than the regular 17 right now.
- Newest iPhone: iPhone 18 Pro from $43.71/mo, Pro Max from $47.46/mo.
- Skip the 17e for financing: at $42.79/mo it costs more per month than the iPhone 17 and the 17 Pro.
- Want the lowest 2-year total? A refurbished iPhone on a bring-your-own-phone plan often wins. See the 2-year math.
Read this first: these monthly prices use the device return option. At the end of the 24 months you either return the phone in good working condition, or pay the remaining balance and keep it. If you want to own the phone outright, ask for the keep price on your call.
Every iPhone on financing, by monthly price
All prices are 0% over 24 months, $0 down, before tax. The last column adds our lowest plan for financed phones, 5G+ Core at $90 a month with auto-pay.
| Model | Storage | Per month | 24 payments | With the 5G+ Core plan |
|---|---|---|---|---|
| iPhone 17e | 256GB | $42.79/mo | $1,026.96 | $132.79/mo |
| iPhone 17e | 512GB | $55.63/mo | $1,335.12 | $145.63/mo |
| iPhone 17 | 256GB | $38.96/mo | $935.04 | $128.96/mo |
| iPhone 17 | 512GB | $51.83/mo | $1,243.92 | $141.83/mo |
| iPhone Air | 256GB | $48/mo | $1,152 | $138/mo |
| iPhone Air | 512GB | $60.88/mo | $1,461.12 | $150.88/mo |
| iPhone Air | 1TB | $86.58/mo | $2,077.92 | $176.58/mo |
| iPhone 17 Pro | 256GB | $37/mo | $888 | $127/mo |
| iPhone 17 Pro | 512GB | $49.88/mo | $1,197.12 | $139.88/mo |
| iPhone 17 Pro | 1TB | $62.71/mo | $1,505.04 | $152.71/mo |
| iPhone 17 Pro Max | 256GB | $41/mo | $984 | $131/mo |
| iPhone 17 Pro Max | 512GB | $53.83/mo | $1,291.92 | $143.83/mo |
| iPhone 17 Pro Max | 1TB | $66.67/mo | $1,600.08 | $156.67/mo |
| iPhone 17 Pro Max | 2TB | $92.42/mo | $2,218.08 | $182.42/mo |
| iPhone 18 Pro | 256GB | $43.71/mo | $1,049.04 | $133.71/mo |
| iPhone 18 Pro | 512GB | $56.54/mo | $1,356.96 | $146.54/mo |
| iPhone 18 Pro | 1TB | $82.25/mo | $1,974 | $172.25/mo |
| iPhone 18 Pro | 2TB | $120.83/mo | $2,899.92 | $210.83/mo |
| iPhone 18 Pro Max | 256GB | $47.46/mo | $1,139.04 | $137.46/mo |
| iPhone 18 Pro Max | 512GB | $60.29/mo | $1,446.96 | $150.29/mo |
| iPhone 18 Pro Max | 1TB | $86.04/mo | $2,064.96 | $176.04/mo |
| iPhone 18 Pro Max | 2TB | $124.58/mo | $2,989.92 | $214.58/mo |
The lowest price for each iPhone
| iPhone | Lowest storage | Per month | With 5G+ Unlimited ($105) |
|---|---|---|---|
| iPhone 17 Pro | 256GB | $37/mo | $142/mo |
| iPhone 17 | 256GB | $38.96/mo | $143.96/mo |
| iPhone 17 Pro Max | 256GB | $41/mo | $146/mo |
| iPhone 17e | 256GB | $42.79/mo | $147.79/mo |
| iPhone 18 Pro | 256GB | $43.71/mo | $148.71/mo |
| iPhone 18 Pro Max | 256GB | $47.46/mo | $152.46/mo |
| iPhone Air | 256GB | $48/mo | $153/mo |
Why does the 17 Pro cost less than the 17? Monthly financing prices are set by the carrier offer, not the retail price. Promotions move them every few weeks. That is why we show the date each price was checked, and why it pays to compare before you pick a model.
What storage should you pay for?
256GB
Enough for most people who use iCloud for photos. It is the lowest price on every current iPhone.
512GB
Adds about $13 a month on most models. Worth it if you shoot a lot of 4K video.
1TB and 2TB
Adds $25 to $80 a month. Only for creators who keep huge video libraries on the phone.
Pro or Pro Max
The Pro Max adds about $4 a month for a bigger screen and battery.
The cheaper way: a refurbished iPhone
If you would rather own your phone and pay no interest, credit check or 24-month tie, a refurbished iPhone bought outright is the other route. Prices today, unlocked and IMEI checked:
Pair it with a bring-your-own-phone plan from $45 a month on our postpaid plans, or no credit check on our prepaid plans.
iPhone 17
À partir de $1,159.99Acheter d'occasion →
iPhone 16
À partir de $889.99New: $1,099.00Acheter d'occasion →
iPhone 15
À partir de $569.99New: $1,099.00Acheter d'occasion →
How to get an iPhone on financing with us
- Open the iPhone page, for example the iPhone 18 Pro, and pick the model, storage and colour.
- Pick a postpaid plan. The phone payment is added to the plan bill.
- Book a call. We confirm every amount with you. Nothing is charged online.
- The carrier runs a credit check. Once approved, we finish the setup.
- Sell your old iPhone to us with an instant trade-in quote.
Questions people ask
What is the cheapest iPhone per month in Canada?
On our financing today it is the iPhone 17 Pro 256GB at $37 a month over 24 months, then the iPhone 17 at $38.96. Prices checked October 23, 2026.
How much is the iPhone 18 Pro per month?
From $43.71 a month for the 256GB, and from $47.46 for the iPhone 18 Pro Max, over 24 months at 0%. See the iPhone 18 Pro page for every storage size.
Can I get an iPhone with $0 down?
Yes. Every iPhone we offer on financing is $0 down. You pay the taxes upfront.
How much is an iPhone per month with a plan?
Add the plan to the phone payment. The iPhone 17 with our 5G+ Core plan is $128.96 a month before tax, and with 5G+ Unlimited $143.96.
Can I pay off a financed iPhone early?
Usually yes. Ask for the remaining balance. If you cancel the plan early, that balance is due, and under the Wireless Code it is the most you can be charged to leave.
Do I need good credit to finance an iPhone?
Financing is on approved credit. If you have no credit history, a refurbished iPhone and a prepaid plan need no credit check.
Is a financed iPhone unlocked?
Yes. Phones sold in Canada have been sold unlocked since December 1, 2017.
Prices: our phones on 0% financing and postpaid plans pages, last checked with the carrier October 23, 2026. 0% over 24 months on approved credit, $0 down, taxes due upfront, before tax. Monthly phone prices use the device return option. Rules: the CRTC Wireless Code.
Next: the cheapest phones on financing, or how 0% financing works.
Évitez le prix du neuf
Procurez-vous le iPhone 17 d'occasion à partir de $1,159.99, testé par de vrais techniciens, avec une garantie de 90 jours à 1 an selon l'état et des retours sous 14 jours.
